+time_t ParseCreditExpire(const char * str)
+{
+struct tm brokenTime;
+
+brokenTime.tm_wday = 0;
+brokenTime.tm_yday = 0;
+brokenTime.tm_isdst = 0;
+brokenTime.tm_hour = 0;
+brokenTime.tm_min = 0;
+brokenTime.tm_sec = 0;
+
+stg_strptime(str, "%Y-%m-%d", &brokenTime);
+
+return stg_timegm(&brokenTime);
+}
+//-----------------------------------------------------------------------------